McCain on Healthcare

So, we get more of the same and then some with McCain (perhaps that should be his real campaign slogan). McCain's position:
1. Tax Incentives for coverage ($5000)
2. No new regulations on insurers
3. Individual approach vs employer-based
4. Tax breaks to businesses would go to individuals
5. Create a GAP plan as a last resort operated by non-profits
6. Incentives to doctors & hospitals to use cutting-edge technology to reduce medical costs
7. Health savings accounts

This plan is similar to one proposed by Bush in his 07 State of the Union address. That plan flopped in Congress. What it fails to address:
1. Preexisting conditions wouldn't be covered, affecting millions of Americans.
2. Older Americans & the poor would be forced into the "Gap" program, which doesn't even exist & would take years to implement.
3. Insurers would love it because they can charge what they want--as usual.
4. Doctors & hospitals already charge patients for the new technology they purchase (it's built into the cost of care); so we'll see an increase in costs.
5. Only those earning enough can afford to put money into a health savings account. We're talking upper middle class and the rich.

I have a suggestion: why don't Americans share the health care program used by members of Congress? Why does Congress get a gold-plated, single-payer system while the folks who elected them have to make decisions like "what presciption can I go off of so I can pay for groceries?" or "my healthcare costs just went up again this year, including out of pocket--I guess I'll have to delay that mammogram again this year."